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Blog

September 7, 2017
Agency

General Liability

Whether you are a large truck company or an Owner Operator, General Liability (GL) Insurance is a good idea. General liability insurance can cover risks to your business outside of operating your truck. Some of the exposures GL insurance can guard you against are: ·         Delivering your load to the wrong place ·         A client […]
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September 6, 2017
Agency

Ways to REDUCE Trucking Insurance Premiums

Employ other Safety Features/Programs.  Employing safety features like warning  stickers, company safety programs and driver safety training shows insurance providers that Safety is IMPORTANT to your organization.  Frequently evaluate the safety features your trucking operations employs.  
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September 1, 2017
Agency

Ways to REDUCE Trucking Insurance Premiums

Keep a clean DOT safety record.  Your DOT safety record includes your owner-operator or fleet DOT safety rating.  Monitor your DOT record and maintain a Good Standing. 
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August 31, 2017
Agency

Ways to REDUCE Trucking Insurance Premiums

Employ Experienced Drivers.  Years of driving experience is one of the key factors insurance providers use to determine truck insurance premiums.  Having more experienced truck drivers implies that your drivers can more easily deal with inclement weather, along with other less-than-ideal operating conditions.  Hire drivers with at least 2 years of CDL experience.  
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August 30, 2017
Agency

Ways to REDUCE Trucking Insurance Premiums

Hire Drivers with CLEAN driving records. Drivers who have been involved in fewer accidents are less likely to be involved in further accidents in the future.  To keep insurance costs down, consider drivers with no more than 2 minor moving violations in 3 years.  
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August 29, 2017
Agency

Cost of Primary Liability Insurance

This is usually the most expensive part of a commercial truck insurance policy. Trinity Insurance offers the most competitive pricing and Experienced Staff for this coverage. Visit us today at www.trinityins.net or call to speak to one of our Experienced Agents 888-391-0416
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August 28, 2017
Agency

What’s Excluded with Primary Liability?

Primary Liability What’s Excluded?  Primary liability insurance isn’t designed to cover you or your truck. It DOESN’T cover theft, your bodily injury, or damage to your truck. It’s simply there to cover the damage you might do to OTHER PEOPLE or property. Call Trinity Insurance today for a quote 888-391-0416.
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August 25, 2017
Agency

Primary Liability vs General Liability

Primary Liability is often confused with General Liability Insurance  There is a big difference. General Liability covers you for accidents that happen off the road. An example something general liability would cover would be  be someone who slips and falls at your headquarters or office, primary liability insurance won’t cover you for that. Primary Liability covers […]
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August 23, 2017
Agency

Liability Requirements for Trucks

Liability Requirements for Trucks The minimum amount of primary liability insurance is set by the FMSCA. For trucks over 10,000 pounds GVWR you’ll need to the following minimums: $750,000–  Most trucks hauling most commodities are required to have a minimum of $750,000 of coverage. Many load brokers will require a minimum of $1,000,000. ·          $1,000,000– Auto […]
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August 21, 2017
Agency

Primary Liability Insurance for a Commercial Trucking Insurance Policy

Liability insurance is mandatory when owning a commercial truck. It will pay for any bodily injuries and property damages that your truck may cause to people or property involved. Driving WITHOUT any liability can result in major fines and/or penalties. Please, NEVER drive your truck without any liability insurance. You can call Trinity Insurance today […]
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