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Occupational and Passenger Accident Insurance

Coverage for Your Most Precious Asset.  YOU.           

Occupational Accident Coverage provides owner-operators with an affordable source of indemnification for "work accident injuries".  This coverage offers important benefits for Accidental Death and Dismemberment, Accident Medical and Accident Disability Income.  It is suitable and effective for owner-operators who do not fall under the requirements of worker's compensation statutes.


Getting a Policy is EASY as 1, 2, 3

1.  Fill out the Application (see application for coverage details)
2.  Email the application to occupationalaccident@trinityins.net
3.  Submit your Payment


Note:  Occupational Accident Insurance is currently not available in CO, DC, MA, MD, NJ, NV, NY, VT  

*SAME DAY BINDING

OR

Get Occupational Accident Insurance Online


Call us now:  1-888-391-0416

Trucker's Occupational Accident Insurance

For active full-time independent Truck Owner-Operators or Co-Owners who are contracted with a motor carrier and have not reached the maximum eligible age as stated in the Schedule of Benefits listed with the Policy and on the Enrollment form.  In spite of your best efforts to prevent them, accidents can and do happen every day.  If a serious accident occurs, your primary concern should be recovering from the injury and not the financial loss such an accident can cause you.

Eligibility:

All active, full-time independent Truck Owner-Operators and Co-Owners contracted with a motor carrier to haul commodities under an executed lease agreement and for whom the required premium has been paid and a completed enrollment form has been signed.

Covered Activity:

24 hours a day while under Dispatch from a motor carrier you have contracted with

  • Accidental Death and Dismemberment
  • Survivors Benefit
  • Paralysis Benefit
  • Severe Burn Benefit
  • Accidental Medical Expense Coverage, including Accident Dental Expense coverage
  • Temporary Total Disability Coverage
  • Continuous Total Disability
  •  

No matter what precautions you take, accidents DO happen.

You CAN be prepared for the unexpected!  A collision on the highway, an accident while traveling, these and other unpredictable occurrences pose a potential risk.


Protect your Passengers

For ONLY $84 a year (per truck) we can provide coverage for all your passengers, ages 10 and up.

(Only 1 passenger per truck per trip)


Getting a Policy is EASY as 1, 2, 3

1.  Fill out the Application (see application for coverage details)
2.  Email the application to passengeraccident@trinityins.net
3.  Submit your Payment

           

*SAME DAY BINDING

OR

Get Occupational Accident Insurance Online


Call us now:  1-888-391-0416

Passenger Accident Insurance Features

  • Coverage applies to eligible passengers in your vehicle
  • May help keep passenger accident claims off your auto liability policy
  • Coverage provided on an annual basis

Eligibility:

All guest passengers over 10 years of age who are on file with the Participating Motor Carrier and accompany the driver who is either: 1) an employee of the Participating Motor Carriers; or 2) an independent contractor operating under the lease with the Participating Motor Carrier.

Guest Passengers do not include hitchhikers, co-drivers, or employees of the Participating Motor Carrier who are receiving remuneration or compensation of any kind for the Covered Activity.

Covered Activity:

All Trips authorized by the Participating Motor Carrier which are taken in the vehicle authorized by the Participating Motor Carrier.  Coverage includes getting in or out of, or on or off the vehicle.



       


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TRINITY INSURANCE SERVICES, LLC
dba in California as Trinity Commercial Insurance Services LLC & in New York as Trinity Commercial Insurance Services LLC