Commercial Auto Liability
Commercial Auto Liability Insurance
If you own a trucking company or are an Independent Owner Operator engaged in the business of transporting goods, you must have a Primary Auto Liability policy before beginning operations. Primary Auto Liability insurance is required by law. A “For-Hire” trucker operating under their own authority must have Primary Auto Liability insurance in order to obtain a filing as required by the Federal Motor Carrier. The filing, a BMC91(X) proves to the public that you are insured to operate over the highways.
The Primary Auto Liability policy will provide protection in the event of an accident that injures another person or damages their property. Your Primary Auto Liability insurance will cover the cost of a claim, up to the limit of your policy.
- Medical payments coverage
- Comprehensive coverage
- Collision coverage
- Uninsured and underinsured motorist coverage
- Coverage for vehicles you rent or borrow
- Coverage for employees who use their vehicle for business